Whether you’re optimistic about Trump’s proposals or fear for what the next four years might hold, what you don’t do with your money can have a significant impact on your finances.

GOBankingRates spoke with Monique Hayes, an estate and succession planning attorney and partner at DGIM Law in South Florida, about money moves boomers should hold off on until Trump takes office.

“It could be tempting to dump stock or modify investment holdings to avoid losses,” Hayes noted. “But it’s really too soon to tell which policies will actually be enacted and what the market response would be.”

However, Hayes did offer one type of change you might make in the interim — diversifying your portfolio, which she said should still be a priority.