Solar installer SunPower filed for bankruptcy on Aug. 5, becoming the latest solar company to succumb to the effects of rising costs, more competition and changing state incentives and regulations. More bankruptcies may be on the horizon, too – in California alone, a whopping 75% of solar companies are now under financial duress, according to research from solar warranty provider Solar Insure.

For consumers with solar panels, a solar provider’s bankruptcy is more than just a headline; it can be the start of a huge headache. Here’s what to know if it’s suddenly lights out for your own solar provider.